The plain-English version
A home warranty is not homeowners insurance. It is a service contract. It may help pay for covered repair or replacement when listed systems or appliances break from normal wear and tear.
Check availability before the sales pitch gets loud
We now help homeowners across all 50 states compare coverage options. Start with your ZIP code.
Read the fine print before buying
Check coverage limits, exclusions, service call fees, waiting periods, and contractor rules. Some plans are useful. Some are expensive disappointment subscriptions.
Start with likely breakdowns
Older HVAC, plumbing, water heaters, and kitchen appliances deserve special attention. If the contract is vague there, keep comparing.
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